Accidental Insurance
With Accidental Insurance, you will receive a lump-sum payment for a covered injury and related services. You can use the payment any way you choose, to help cover day-to-day living expenses or any other expenses not covered by your medical plan. No medical questions asked!
- Option to elect a Low or High plan
- Coverage available for both you and your dependents
- Direct payment to you or to your beneficiary
If you experience one of the covered accidental injuries or related services, you will be paid a lump-sum benefit (varies based on service)—organized sports are included.
Covered accidents include severe burns, concussion, dislocations, eye injuries, fractures, lacerations, loss of a finger, ambulance use, emergency dental repair, emergency imaging, anesthesia, surgery, hospitalization, and recovery visits.
Effective September 1, 2022
If you have an accident, will it hurt your bank account too?
Cigna’s Accidental Insurance gives you something to fall back on.
An accident can happen to anyone, and recovery can be costly. Your medical plan may pick up most of the tab, but leave you with out-of-pocket expenses that add up quickly. Accidental Insurance can help ease the unplanned financial burden by complementing other insurance you may have, including major medical and disability coverage. As medical costs continue to rise, this additional layer of financial protection may make a difference at a time when you and your family need it most.
Accidental Insurance provides benefits for covered accidental injuries, related services, and treatments.