With Critical Illness Insurance, you will receive a lump-sum payment when a covered illness is diagnosed. You can use the payment any way you choose, to help cover day-to-day living expenses or any other expenses not covered by your medical plan. Pre-existing condition limitations will not apply.

Coverage available for both you and your dependents.

• For you: $5,000, $10,000, or $20,000
• For your spouse/domestic partner: 50% of your elected amount
• For your dependent children: 25% of your elected amount

Conditions covered under this policy include, but are not limited to: coronary artery disease, end stage renal kidney failure, heart attack, stroke, organ transplant, cerebral palsy, cleft lip/palate, cystic fibrosis, cancer, brain tumor, coma, loss of hearing, sight, or speech, permanent paralysis, dementia, multiple sclerosis, and Parkinson’s disease.

• The first time you are diagnosed with an illness from any of the of covered conditions, you will be paid a lump-sum initial benefit.
• If you suffer from the same illness again later, or you are diagnosed with another illness in the same category, you will be paid a percentage of your benefit.