Dental Benefits

Find an In-Network Dentist

Visit DeltaDentalVA.com, where you can enter an address or zip code to search for participating providers in your area. You do not need to log in to perform a dental search.

After You Enroll

You will receive two ID cards via postal mail. Please bring your ID card to your dental appointments. If your dentist participates in our networks, they will file the claims on your behalf, however, if the dentist is out-of-network, you may have to pay upfront and file a claim for reimbursement. Claim forms can be found at DeltaDentalVA.com

It is recommended that you obtain a written estimate from Delta Dental for the amount that your dental plan will pay for a specific treatment based on information provided by your dentist.

The EPO plan includes MaxOver, which rewards members for their good oral health activities! To be eligible, members must have at least one preventative exam during the benefit period and stay below the MaxOver claims threshold paid during the benefit period.

This innovative program provides one additional cleaning or periodontal procedure for some important health conditions that are connected to oral health, such as pregnancy, diabetes, high-risk cardiac conditions, and cancer treatment. Members must enroll before taking advantage of this benefit. The enrollment form can be downloaded at DeltaDentalVA.com.

The Cost Estimator Tool lets you know what to expect at your next dental appointment!

  • Estimates reflect the actual fees charged by dentists within 3 digit zip codes or by the selected dentist.
  • The estimate will be broken down by individual procedures and will include a total for the entire treatments.
  • You must login to the member portal to access this feature.

Note: Some procedures may not be covered under your plan. Members should contact benefit services or their dentist for detailed information about their benefits.

Mobile App

Members do not need to log in to find a dentist. You can log into the mobile app using the same login that you use for Delta Dental’s website. Once logged in, you can:

  • Check coverage
  • Review claims information
  • View your ID card
  • Use our Cost Estimator

EPO (Low) PlanPPO (High) Plan
In-networkIn-networkOut-of-network**
DeductibleYou payYou payYou pay
Individual$0$50$50
Family$0$150$150
Calendar Year MaximumNone$1,500$1,500
Diagnostic and preventive
Oral exams, X-rays, cleanings, fluoride, space maintainers, sealants100%100%90%
Basic
Oral surgery, fillings, endodontic treatment, periodontic treatment, repairs of dentures and crownsSee patient charge schedule80%*70%*
Major
Crowns, jackets, dentures, bridge implantsSee patient charge schedule50%*40%*
Orthodontia
Dependent children under 1950%*50%*
Lifetime maximum (per individual)See patient charge schedule$1,000$1,000
Implants
Adult and dependent childrenSee patient charge schedule50%*40%*
Lifetime maximum (per individual)See patient charge schedule$1,500$1,500

*After deductible is met
Coinsurance under the Premier network will match the out-of-network coinsurance

Inserso Plan Changes Flyer

EPO (Low) PlanPPO (High) Plan
Employee$2.28$3.89
Employee + Spouse/Domestic Partner$9.57$16.31
Employee + Child(ren)$11.31$19.29
Employee + Family$17.58$29.95

Have a question?

Send your questions to HR@inserso.com and someone from our Human Resources team can help.
Email HR