Pharmacy Plan Coverage

In-Network BenefitOAPINOAPLow HSAHSA
Out-of-Pocket Maximum
(Individual/Family)		$2,500/$5,000$2,500/$5,000Combined with MedicalCombined with Medical
Retail- (30-day supply)
Generic$10$10$10*$10*
Preferred$30$30$30*$20*
Non-Preferred$50$50$60*$40*
Mail Order- (90-day supply)
Generic$25$25$30*$25*
Preferred$75$75$90*$50*
Non-Preferred$125$125$180*$100*

*After deductible is met.

Whether you are taking medications now or in the future, it is important to know which medications your plan covers. Cigna makes it easy by providing up-to-date drug lists online.

Follow these simple steps to find out how your plan covers your medication(s).

  • Go to Cigna.com/druglist
  • Select ‘Performance 3 Tier’ from the drop-down menu.
  • Choose a search method: Type in your medication name, and click ‘Search,’ or look for your medication name in the alphabetical list.

CIGNA 90 Now

The Cigna 90 NowSM program makes it easier for you to fill your maintenance medications. These are the medications you take on a regular basis to treat an ongoing health condition like asthma, diabetes, high blood pressure or high cholesterol. With the Cigna 90 Now program, you have the choice of how and where you want to fill your prescriptions your plan covers. Cigna makes it easy by providing up-to-date drug lists online.

  • If you choose to fill a 30-day supply, you can use any retail pharmacy in your plan’s network. You have the option of switching to a 90-day supply at any time.
  • If you choose to fill a 90-day (or 3-month) supply, you can use specific in-network retail pharmacies that are approved to fill 90-day prescriptions. You also have the option to use Express Scripts Pharmacy®, our home delivery pharmacy (if your plan allows).

There are thousands of retail pharmacies in your plan’s network. They include local pharmacies, grocery stores, retail chains and wholesale warehouse stores – all places where you may already shop. Every pharmacy in your plan’s network can fill 30-day prescriptions, and a select number of pharmacies can fill 90-day prescriptions. Here are some of the retail pharmacies in your plan’s network that can fill a 90-day prescription (to see a full list, go to Cigna.com/Rx90network):

  • CVS (including Target and Navarro)
  • Walmart
  • Kroger (including Harris Teeter Pharmacy, Pick N Save Pharmacy, Fred Meyer Pharmacy, Fry’s Food and Drug)
  • Access Health (including Benzer Pharmacy, Marcs, Big Y Pharmacy, Marsh Drugs, LLC, Snyder Drug Emporium)
  • Elevate Provider Network (including Super RX Pharmacy, Medical Center Pharmacy, Family Pharmacy, King Kullen Pharmacy)
  • Cardinal Health (including Freds Pharmacy, Medicine Shoppe Pharmacy, Medicap Pharmacy)

Home delivery is a convenient option when you are taking a medication on a regular basis. With just a few simple clicks of your mobile phone, tablet or computer, your important medications will be on their way to your door (or location of your choice). To learn more, go to Cigna.com/homedelivery. To get started using home delivery, go to my.cigna.com/choosehomedelivery and follow the online instructions for how to move your prescription from your retail pharmacy.

  • Easily order, manage and track your medications on your phone or online
  • Standard shipping at no extra cost
  • Fill up to a 90-day supply at one time
  • Helpful pharmacists available 24/7
  • Automatic refills and refill reminders, so you do not miss a dose
  • Payment assistance if you are having trouble paying for your medications

Have a question?

Send your questions to HR@inserso.com and someone from our Human Resources team can help.
Email HR